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Personal Savings
EASY SAVINGS 
 
It’s easier to convert your life goals and dreams into reality when you have access to money. With Easy Savings, saving for those goals and dreams and accessing money when you need it has never been easier.  With a competitive rate of interest paid quarterly, you will soon be “living the dream.”  Simply open your account with, and maintain, a minimum balance of $250 and the $2.00 monthly fee is waived!  Make up to six withdrawals per month without a fee.  Additional withdrawals incur a $5.00 fee per transaction.   
 
Partner Easy Savings, Easy Checking with online banking and a debit card for a package of convenience that can’t be beat! 
 
 
EARLY SAVERS 
 
If you could somehow go back in time and give yourself advice that only experience brings, wouldn’t you advise yourself to save a little money each week?  Open an Early Savers account for the loved little (and not so little anymore) ones in your life for only $1.00.  This account is open to early savers: Newborns to 17 years of age.  With no monthly service fees and a competitive rate of interest paid quarterly our savers are encouraged to save both early and often.  Early Savers makes a great gift and is a great way to teach children good habits and the value of money. 
 
 
CHRISTMAS CLUB 
 
Be honest.  Do the holidays seem to sneak up on you every year?  Like many, in the name of the season do you run up your credit card bills past the point of reason?  We make it convenient and easy to save now for the holidays with our Christmas Club.  A $10.00 deposit is all that is required to open this account and if you sign up for a monthly automatic transfer from any First National Bank account we will increase your interest rate!  Interest is credited annually and checks equal to the balance of the account are automatically mailed to your address the first week in November.  To encourage Christmas savers to keep money in the account until maturity, any unscheduled withdrawals will result in the account being automatically closed and no interest will be credited.  Make your Christmas “merry and bright;” open your Christmas Club today! 
 
 
 
 
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